The chart above shows single family home listings under contract in 85050 and 85054 which make up Desert Ridge.
From Elliott Eisenberg The Bowtie Economist: Diverse Delinquencies
Q3 consumer delinquencies rose from a record low of 1.36% in Q2 to 1.41%. These levels are substantially below the 15-year average of 2.25%, a level last seen roughly four years ago. Mobile home loans have the highest delinquency rate at 3.59%, followed by home equity lines of credit at 2.91%. At the other end, auto loans enjoy the lowest delinquency rate at 0.74%, followed by RV loans at 0.95%.
Neighbor Sam sent along this article from the Washington Post: "Many couples pay more when both of them apply for a mortgage". My takeway is to know and be a good curator of your credit worthiness. Saves lots of money over a lifetime. Thanks Sam